Dad Tip #33 Download grocery/pharmacy and big box store apps for discounts –

Grocery store dairy section.

If you absolutely despise clipping physical coupons, remembering to bring them with you and using them before they expire, then this might be a wise strategy for you. The majority of major grocery store chains and pharmacies now have apps with keyword searchable coupons that you can add and apply automatically with one scan. You will often find multiple discounts on diapers, wipes, toiletries and other baby related items that add up to significant savings over time.

If you’re waiting in a check out line, instead of checking sports scores, texts or social media, use apps that will actually save you money.

New Dad tip #30 – Google the phrase “diaper coupon code”

There a number of diaper rewards programs with a multitude of manufacturers that are fighting for new parent loyalty. While it feels like you have a million things to do, if you take a few minutes to Join Diaper Rewards coupon clubs you’ll get savings pretty quickly.

image of dollar bills
There are tons of coupon codes for new parents.
Don’t leave money on the table.

GuyDidAsk Tip #19 Consider creating a 529 Plan for your kids.

Students throwing cap and gown into the air.

529 plans help pay for qualified educational expenses and can be set up by anyone on behalf of a designated beneficiary. Many parents choose to contribute small amounts from birth as a part of overall education planning. The contributions are tax-deductible on state returns (in 34 states) and many states feature no holding period. This means that if you have an older child who is ready to start college, you can add money to the plan, use those funds to pay for university, and still receive your state tax deduction in the same year (it’s called the 529 tax deduction loophole).

Most 529 Plans have links that allow friends and family members to contribute directly to a plan, or contribute on behalf of your child. The new tax laws also allows you to use a 529 plan to pay for private, or parochial school tuition. Some Grandparents even use 529 plans as a part of estate planning to reduce their tax liability. If you time it well, your small contributions can have a large impact.

(Before you make major financial decisions, please check with a qualified accountant or financial advisor).